{"id":2851,"date":"2022-08-27T18:34:25","date_gmt":"2022-08-27T18:34:25","guid":{"rendered":"https:\/\/wordpress-theme.spider-themes.net\/banca\/five-steps-to-buying-for-your-home-loan-copy\/"},"modified":"2022-09-08T16:11:33","modified_gmt":"2022-09-08T16:11:33","slug":"por-que-tu-historial-crediticio-es-importante","status":"publish","type":"post","link":"https:\/\/gasit.com.co\/?p=2851","title":{"rendered":"\u00bfPor qu\u00e9 tu historial crediticio es importante?"},"content":{"rendered":"\n<p>Al momento de solicitar un pr\u00e9stamo, uno de los factores que tendr\u00e1 en cuenta tu entidad financiera para aprobarlo es tu historial crediticio.<\/p>\n\n\n\n<p>El historial crediticio es esa carta de presentaci\u00f3n que tienes ante diferentes entidades financieras y comerciales cuando deseas acceder a un cr\u00e9dito. En ella se reflejan tus h\u00e1bitos y comportamientos de pago.<\/p>\n\n\n\n<p>Aunque no lo creas, estar \u201creportado\u201d en una&nbsp;<strong>central de informaci\u00f3n crediticia<\/strong>&nbsp;no es malo como se suele pensar, pues lo que significa es que existe una historia sobre c\u00f3mo has manejado tu vida crediticia. Lo importante es que lo hayas hecho bien, en cuyo caso los reportes ser\u00e1n positivos.<\/p>\n\n\n\n<p>Tener un buen historial crediticio te ayudar\u00e1 a acceder a diferentes productos y servicios, no solo en el \u00e1mbito financiero sino fuera de \u00e9l (por ejemplo, al aplicar para tomar un inmueble en arriendo). Adem\u00e1s, te podr\u00e1 ayudar a obtener beneficios como mejores tasas de inter\u00e9s en tus cr\u00e9ditos.<\/p>\n\n\n\n<p>Conocer tu historial crediticio te permitir\u00e1 tener un mayor control de tu salud financiera.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"blob:https:\/\/gasit.com.co\/d2b4c8f9-75e2-4809-baa9-6177335ad392\" alt=\"\"\/><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Al momento de solicitar un pr\u00e9stamo, uno de los factores que tendr\u00e1 en cuenta tu entidad financiera para aprobarlo es tu historial crediticio. El historial crediticio es esa carta de presentaci\u00f3n que tienes ante diferentes entidades financieras y comerciales cuando deseas acceder a un cr\u00e9dito. En ella se reflejan tus h\u00e1bitos y comportamientos de pago. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5251,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[14,16,21],"aioseo_notices":[],"acf":[],"_links":{"self":[{"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/posts\/2851"}],"collection":[{"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/gasit.com.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2851"}],"version-history":[{"count":5,"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/posts\/2851\/revisions"}],"predecessor-version":[{"id":5383,"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/posts\/2851\/revisions\/5383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gasit.com.co\/index.php?rest_route=\/wp\/v2\/media\/5251"}],"wp:attachment":[{"href":"https:\/\/gasit.com.co\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gasit.com.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gasit.com.co\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}